Euro or US can easily be changed upon arrival in Namibia. Both Namibian dollars and South African Rand are equal in value and SA Rand are accepted as legal tender anywhere in Namibia. When departing Namibia we recommend that any cash you take with you is in South African Rand as Namibian dollars are generally not easily exchanged outside of Namibia.
Visa and Master Card are usually accepted throughout southern Africa, but American Express and Diners Club are not as widely accepted. Travelers cheques can be exchanged at most bureaus de change and banks (with passport identification). Suppliers of services are less likely to accept travelers cheques. Most foreign hard currencies (US$, ZAR and CHF) are the most commonly accepted and can be exchanged at bureaus de change and banks.
Fuel stations only accept cash, but not credit card payments. 15 % VAT is included on all items and VAT paid on items being exported can be reclaimed at the International Airport on departure (if the total value exceeds N$ 200).